Personal, Business and Family are available on every plan, including Free. Manual management, reports, exports, income statements, invitations, Transaction Blind and Balance Blind do not require a subscription. The two controls are independent. Categorization based on your rules and corrections is also included in Free. The AI assistant, AI categorization and improved transaction names, AI financial diagnosis, receipt photo reading and Open Finance require a subscription or an active free trial, subject to coverage, consent and limits. Automatic connection limits are listed in the catalog and do not limit manual accounts.